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Life insurers use prescription-drug databases to assess health.

Greg Daugherty has worked 25+ years as an editor and writer for major publications and websites. He is also the author of two books. Vikki Velasquez is a researcher and writer who has managed, ...

The cost of life insurance can vary greatly, depending on your age and health, the death benefit, riders and many other factors. Term life insurance is a popular option because of its affordability: A ...