Prosper works differently from SoFi because it uses a peer-to-peer lending model. Borrowers request the funds, and then the investors fund the loans. This model offers flexibility for borrowers who ...

The growth of personalised credit advice happened place because of AI’s ability to process real-time data at scale, which ...

Discover how accounting software aids financial transactions, simplifies audits, and saves space. Explore types, benefits, and top providers to optimize your business.

The mortgage system has relied on FICO as its sole credit-scoring model for decades to figure out how likely a potential borrower is to pay back a loan on time. That FICO credit score impacted not ...

Critics in the Trump administration accuse the central bank of straying from its mandate, overreaching on regulation, and ...

Jennifer Taylor at Citibank and Jodi Richard at U.S. Bank are driving a rethinking of how to tackle the risks banks face ...

Having a business plan that includes an executive summary, marketing strategy and competitive strengths with an exit strategy ...

On Thursday, data platform Snowflake announcde its own Model Context Protocol (MCP) Server, in keeping with the quick trend Anthropic set with the protocol last spring. The company also announced a ...

Researchers tested AI on hundreds of high-value professional tasks and found models are improving—but not yet ready to do the ...

One small-town bank in rural Illinois just showed how financial technology can help everyone, not just those who are quick to download the latest app. Ipava, Illinois, is a tiny rural town, home to ...

FICO stakes a claim that narrow will be broad with the launch of its Focused Foundation Model for Financial Services and its ...

Financial advisors operate under various compensation structures, each with distinct advantages and disadvantages for the individuals and families who use their services. These payment models can ...