The partnership between Klarna and Google inaugurates a new era of digital payments in the United States. From June 2025 ...

FICO announced Monday that it will begin incorporating buy-now-pay-later data into new scoring models, marking the first time ...

Pay Later might feel painless at first, but the bills can pile up. Consumer Investigator Rachel DePompa reveals the hidden ...

The models, which incorporate loan history from buy now, pay later services, like Klarna, Affirm, and Afterpay, will exist alongside FICO’s standard credit score. FICO trained the model on over ...

As a scaled and programmatic issuer, Affirm has issued “24 asset-backed securitizations totaling $12.25 billion with ...

Women, Black and Latino shoppers, with low credit scores have been the key to BNPL loan success. Credit scores could soon ...

RELATED: Buy now, pay later loans will now impact Americans' credit scores Meanwhile, critics say that BNPL leads to "phantom ...

FICO announced Monday that it will introduce a new credit scoring model that incorporates buy now, pay later — or BNPL — data ...

FICO will begin incorporating BNPL data into credit scores this fall. The payment plan is popular among younger consumers.

The rise of Buy Now, Pay Later (BNPL) services has provided American consumers with a flexible way to make purchases by ...

Buy-now-pay-later loans find a place in FICO credit scores, reflecting their growing role in consumer finance.

Although credit bureaus have collected this data for three years, it's only now being factored into assessments of consumer creditworthiness.