“Often I get invitations from credit cards or lenders to check my credit and it states ‘it won’t impact your credit.’ How is that possible?” The credit card invitations you are receiving are likely ...

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

Fact checked by Brendan HarknessFact checked by Brendan Harkness If you’re applying for a new travel rewards card or a new apartment, you may have to undergo a credit check. Whether that credit check ...

When you apply for credit, a lender is likely to check your credit file or, to use a more technical term, perform a credit inquiry. A credit inquiry is a lender's request to access your credit history ...

Retirement doesn’t protect your credit score. Learn how to lock down your finances, block scammers, and keep your nest egg safe.

Seeking to put an end to, as Consumer Financial Protection Bureau (CFPB) Director Rohit Chopra said, "background check and other consumer reporting companies creating flawed reputational dossiers that ...

Having a business credit file can open the doors to a lot of financing opportunities, which is why it’s important for new businesses to open theirs as soon as possible. You can open a business credit ...